About You

Bankruptcy Law Offices of Brad A. Woolley

Lafayette, Indiana Bankruptcy Attorney Helping You File Chapter 7 and Chapter 13 Bankruptcy

Latest Blog
  • Chapter 7 Bankruptcy Can Help You Keep Your Home
    Depending on your situation, there are advantages of Chapter 7 and Chapter 13. Let’s explore the differences between them and how Chapter 7 could help you keep your home.
  • Cars and Cramdowns in Lafayette, IN
    Do you know when your vehicle loan qualifies for a cramdown? Let’s start with exactly a “cramdown” is. While this term cannot be found in the federal Bankruptcy Code, it is still a relevant term. I...
  • Priority Debts in Chapter 13 Bankruptcy

    Chapter 13 can be a stronger and more flexible tool for dealing with priority debts than Chapter 7. The last blog explained how sometimes Chapter 7 can be a good tool to pay or reduce your priority...
  • 6 Ways Chapter 13 Bankruptcy Can Save Your House

    Chapter 13 is a home-saver that can stop a foreclosure and a sheriff sale. Here are 6 ways filing a Chapter 13 Bankruptcy in Indiana can save your home:

About You

Before the recent economic decline, life was good in Indiana. You paid your bills on time and you may have had money in the bank.

Then it happened, your income decreased and everything around you increased in cost. Now, you can barely afford to put food on the table, provide a roof over your head, and take care of your everyday living expenses.

The bill collectors are calling you daily, at home and work. You are losing sleep due to the stress of how to resolve your financial problems. Your marriage is suffering from the financial pressure.

Your mortgage is past due and you are concerned that you will become homeless. Despite what you have heard, your mortgage company does not work with you to modify your mortgage to help you stay in the house.

You just got notified by your employer that your wages will be garnished next paycheck. How much will that be? 25% each payday! The garnishment means you cannot pay your basic living expenses and you don’t know how you will survive.

The bank is threatening to repossess your vehicle and you are worried about how you will get to work and keep your job so you can try to pay your bills.

You hear the advertising on tv and radio by law firms and companies promising to settle your debts for pennies on the dollar. Maybe you are enrolled with one of these companies and now being sued less than 2 months after enrolling. You are frustrated at the lack of results by the debt negotiators and you are still being harassed by your creditors.

When the phone rings, you ignore it or answer it and tell the bill collector that you no longer live there or you are dead! You hate the phone.

The mailbox seems to be filled only with letters from creditors reminding you that you are not paying your bills. How many past due notices can a company mail out? It seems like thousands. You are afraid to get the mail and you throw the bills away without even opening them. Will it ever end?

Does any of the above sound like you? If so, you need to start to take control of the situation. Filing a chapter 7 bankruptcy or chapter 13 bankruptcy may be the solution to your problems. Call and schedule an appointment to discuss your options and possible solutions.

Are you ready to start sleeping at night and to get on the path to financial freedom? Then call 1-800-756-0711 today!

For A Free Bankruptcy Initial Consultation Call

(765) 420-8900 or 1-800-756-0711